Challenge: Gig workers have no access to traditional unemployment benefits, and retirement savings
plans are typically not offered by gig platforms.
Shift: Some fintech companies and platforms have begun exploring the development of retirement
savings programs or gig-specific unemployment benefits. Tax-advantaged retirement accounts are
highly widespread, generally allowing for flexibility in contributing whenever the worker can.
7) Cybersecurity Insurance
Challenge: Cybersecurity threats to remote or online freelancing-IT consultants, digital marketers,
etc.
Shift: Gig-based workers are now being provided with insurance to cover data theft and ransomware.
Moreover, liability from client's data is also covered.

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